What is Xero?
At Xero, we build cloud-based accounting software that helps small businesses, accountants, and bookkeepers run their finances with clarity and confidence. Since our founding in 2006, we've grown into a global platform used by millions of subscribers, and we're proud to serve a thriving community of US small businesses and accounting professionals. Our software handles the essentials you'd expect, including invoicing, bank reconciliation, expense and bill management, payroll integration, and real-time financial reporting, all accessible from your browser or our mobile apps. We connect directly to US banks and credit card providers through automatic feeds, support 1099 contractor tracking, and partner with sales tax tools like Avalara to help you stay compliant across states.
We offer tiered monthly subscription plans designed to scale with your business, and unlike some of our competitors, we don't charge per user, so you can invite your whole team and your accountant without worrying about added costs. Our open API and app marketplace give you access to more than a thousand integrations, including Stripe, Square, Gusto, Shopify, HubSpot, and many others, so you can build the tech stack that suits how you actually work. Whether you're a freelancer sending your first invoice, a growing startup managing cash flow, or an accounting firm supporting dozens of clients, we're here to make the numbers side of running a business simpler, faster, and a lot less stressful.
Xero Key Features
- Fast bank reconciliation
- Unlimited users, for free
- Smart reports
- Go mobile
- Easy invoicing
- Pay bills
Alternatives to Xero
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Sage Business Cloud AccountingSpotlightSage is the market leader for integrated accounting, payroll, and payment systems, supporting the ambition of the worldβsβ¦ Learn more about Sage Business Cloud Accounting.
KashFlowEasy to use cloud software for accounting, bookkeeping and payroll, taking the hassle out of small business accounts. Learn more about KashFlow.
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Wave AccountingWave is a web-based integrated accounting solution exclusively designed for small businesses, freelancers, and consultants. Wave⦠Learn more about Wave Accounting.
Arithmo Accounting SolutionsThe value of your business lies in perspective. SimpleBooks focuses a lens on your income, outgoings, cash flow, VAT and more⦠Learn more about Arithmo Accounting Solutions.
FreeAgentFreeAgent is a multi-award winning online accounting system specifically designed to meet the needs of small businesses⦠Learn more about FreeAgent.
TalibroTalibro.com is a double-entry, cloud accounting solution for Small Business, since 2012. FEATURES - Accounts receivable⦠Learn more about Talibro.
AqillaAqilla - simple, affordable and smart cloud-based accounting and business software. Our solution is designed to suit the needs⦠Learn more about Aqilla.
Xero Reviews (64)
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Review Summary
Generated using AI from real user reviews
Xero is widely praised as an easy-to-use cloud accounting solution that has significantly improved workflows for small business owners and accountants. Users consistently highlight the intuitive interface, time savings from automation and bank feeds, and the ability to collaborate in real-time without per-user fees. The mobile app, customizable reporting, and third-party integrations (Stripe, PayPal, Gusto, HubSpot) are frequently cited as standout features that streamline invoicing, expense tracking, and financial visibility. Customer support is repeatedly praised as responsive and helpful. A small number of reviews mention minor limitations, such as light inventory features for product-based businesses and the learning curve when transitioning from other software, though these constraints do not significantly detract from overall satisfaction.
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Wednesday, July 17, 2013
Friel ConsultingβXero is really a revolution in accounting systems and makesβ¦β
Xero is really a revolution in accounting systems and makes doing accounting ten times easy than traditional offline systems.
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Wednesday, July 10, 2013
WikiaworkβXero offers the best accounting system for use by manyβ¦β
Xero offers the best accounting system for use by many ICT start-up companies as it is efficient, effective and very adoptable. I highly recommend it to many first time investors.
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Friday, July 5, 2013
CM AssistβAs an older person (over 50 and proud!!) who hasβ¦β
As an older person (over 50 and proud!!) who has used many accounting systems over my many years of employment, I can honestly say I am very impressed with Xero. We changed over at work and I was so impressed have now registered for my own small business as well. It works like magic!
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Tuesday, July 2, 2013
Kre8ive CakesβXero takes a little getting used to than the otherβ¦β
Xero takes a little getting used to than the other accounting software I was using and have found that it provides a lot more information.
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Wednesday, May 29, 2013
βXero is an accounting idiots' dream. This software is greatβ¦β
Xero is an accounting idiots' dream. This software is great and extremely simple to use. I would advise any and everyone who needs a good financial tool to try this.
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Tuesday, April 16, 2013
βXero accounting software is incredible! The interface is so straightβ¦β
Xero accounting software is incredible! The interface is so straight forward and easy to manage accounts, and has saved me so much time!
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Friday, April 12, 2013
βHonestly Xero software is one of the best products outβ¦β
Honestly Xero software is one of the best products out there. I would definitely recommend it to anybody, its very simple to manage all your financial needs in this easy to use software.
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Wednesday, March 27, 2013
βXero is accounting software made easy. Many people are greatβ¦β
Xero is accounting software made easy. Many people are great at running a business but when it comes to actually doing the financials they have several problems navigating certain accounting software. The best thing to do is find software that fits your needs and that is was Xero does. The software makes it quick and extremely easy to manage your account and do various billings. Xero can also be used anywhere as long as you have your computer, it is definitely the best software out there today for businesses with simple to complex accounting needs.
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Tuesday, February 26, 2013
Columbus Coffee RiccartonβXero is simply amazing! Everything about it is genius. Itβ¦β
Xero is simply amazing! Everything about it is genius. It is so easy to use. You wont feel like you are doing your accounting. I can honestly say the best thing about it from switching to Xero a year ago, is the time it has given me back with my 2 small children. I will work anywhere from 6-12 hrs a week on my accounts and the 12 hour week is the billing week. That's all! Our business is classed medium size as well. I can use it anywhere. Go on holiday and still know where im at, pay bills etc. I would be very nervous about changing from them now. There is no better program for us! Change now! Thank you Xero!
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Tuesday, February 12, 2013
βI've tried a few other products out there and nothingβ¦β
I've tried a few other products out there and nothing is as easy to use or works nearly as well as Xero! Love it!



