What is Xero?
At Xero, we build cloud-based accounting software that helps small businesses, accountants, and bookkeepers run their finances with clarity and confidence. Since our founding in 2006, we've grown into a global platform used by millions of subscribers, and we're proud to serve a thriving community of US small businesses and accounting professionals. Our software handles the essentials you'd expect, including invoicing, bank reconciliation, expense and bill management, payroll integration, and real-time financial reporting, all accessible from your browser or our mobile apps. We connect directly to US banks and credit card providers through automatic feeds, support 1099 contractor tracking, and partner with sales tax tools like Avalara to help you stay compliant across states.
We offer tiered monthly subscription plans designed to scale with your business, and unlike some of our competitors, we don't charge per user, so you can invite your whole team and your accountant without worrying about added costs. Our open API and app marketplace give you access to more than a thousand integrations, including Stripe, Square, Gusto, Shopify, HubSpot, and many others, so you can build the tech stack that suits how you actually work. Whether you're a freelancer sending your first invoice, a growing startup managing cash flow, or an accounting firm supporting dozens of clients, we're here to make the numbers side of running a business simpler, faster, and a lot less stressful.
Xero Key Features
- Fast bank reconciliation
- Unlimited users, for free
- Smart reports
- Go mobile
- Easy invoicing
- Pay bills
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Xero Reviews (64)
- ★★★★★40
- ★★★★★22
- ★★★★★1
- ★★★★★0
- ★★★★★1
Review Summary
Generated using AI from real user reviews
Xero is widely praised as an easy-to-use cloud accounting solution that has significantly improved workflows for small business owners and accountants. Users consistently highlight the intuitive interface, time savings from automation and bank feeds, and the ability to collaborate in real-time without per-user fees. The mobile app, customizable reporting, and third-party integrations (Stripe, PayPal, Gusto, HubSpot) are frequently cited as standout features that streamline invoicing, expense tracking, and financial visibility. Customer support is repeatedly praised as responsive and helpful. A small number of reviews mention minor limitations, such as light inventory features for product-based businesses and the learning curve when transitioning from other software, though these constraints do not significantly detract from overall satisfaction.
★★★★★
Tuesday, December 18, 2012
“I find Xero to be not only an innovative service…”
I find Xero to be not only an innovative service but also so easy to use! I love the easy set up, the bright colors and the assistance that can be found if help is needed with any aspect of it!
★★★★★
Monday, December 17, 2012
Bergdorf Liu LLC“Xero has been a great asset to my business. Easy…”
Xero has been a great asset to my business. Easy to use and reasonably priced. It's a purchase I would definitely make again. Thanks Xero!
★★★★★
Friday, December 14, 2012
MSF Consulting“I discovered Xero after having a bad experience with another…”
I discovered Xero after having a bad experience with another company. Not only is it highly intuitive to use, but the updates to the software happen every few months. If the feature you want is not there now, you can have confidence that it will be there soon. I estimate that I spend 30-50% less time processing transactions, which means more time is available for generating useful management information for my clients. The result is all my clients are now on Xero (and WorkflowMax). Its a no-brainer!
★★★★★
Wednesday, December 12, 2012
The BadJupiter Project“Xero has proved to be an excellent solution to our…”
Xero has proved to be an excellent solution to our accounting needs. Following the SaaS model and being accessible from anywhere makes it really easy for us to share our accounts with our accountants. It also removes the reams of paper we used to have to pass around. It is a fully functional platform providing a great suite of tools for managing your financial business on. We especially like the invoicing integration and the bank feeds. It is almost worth signing up for Xero and then choosing your bank as not all banks are equal. One note is their pricing model, depending on how your business is structured you can find that there is only one small aspect of Xero that is relevant. This would mean you need to move higher up their model. Whether it be the number of invoices or multi-currency support you can find your costs increasing due to a need for one small aspect. However, the functionality and support outweigh this quickly.
★★★★★
Monday, December 10, 2012
“This software has saved me and my business time and…”
This software has saved me and my business time and money. It is so simple to understand and use. I can access it on the go from my mobile phone or while I am home. Definitely for the small business owner who is concerned with their bottom line.
★★★★★
Thursday, November 29, 2012
“This+software+is+simple+and+easy+to+use.+Even+beginners+can+get+up+to+speed+on+quickly+and+it+really+makes+your+accounting+work+more+productive.++I+would+especially+recommend+it+for+small+business+owners+and+entrepreneurs+who+have+more+important+things+to+do+than+waste+their+day+trying+to+figure+out+complicated+accounting+software.”
This+software+is+simple+and+easy+to+use.+Even+beginners+can+get+up+to+speed+on+quickly+and+it+really+makes+your+accounting+work+more+productive.++I+would+especially+recommend+it+for+small+business+owners+and+entrepreneurs+who+have+more+important+things+to+do+than+waste+their+day+trying+to+figure+out+complicated+accounting+software.
★★★★★
Wednesday, November 28, 2012
R&R+Inc“This+software+has+done+wonders.+I+can+now+manage+all+the+info+I+need+for+my+business+super+easy+and+super+fast.+I+would+recommend+this+for+anyone+who+has+to+multitask+throughout+the+day.++”
This+software+has+done+wonders.+I+can+now+manage+all+the+info+I+need+for+my+business+super+easy+and+super+fast.+I+would+recommend+this+for+anyone+who+has+to+multitask+throughout+the+day.++
★★★★★
Monday, November 26, 2012
Robert+Ryan+Video“This+product+is+great.+I+operate+a+small+video+production+company+that+primarily+does+weddings+and+event+videography.+This+program+is+extremely+easy+to+use+and+even+my+wife+enjoys+using+it+when+usually+finances+stress+her+out!”
This+product+is+great.+I+operate+a+small+video+production+company+that+primarily+does+weddings+and+event+videography.+This+program+is+extremely+easy+to+use+and+even+my+wife+enjoys+using+it+when+usually+finances+stress+her+out!
★★★★★
Friday, June 8, 2012
xplus1“Best of breed software at it's best. Another star for…”
Best of breed software at it's best. Another star for creating an environment for integration. It comes full circle with add-ons like Vend Point-of-Sale, Flexitime Payroll, Capsule CRM (a few of my favourites) and many more fantastic applications. Or your own API. Affordable, easy to use, what a great tool for small business!
★★★★★
Thursday, June 7, 2012
“Get+off+Quickbooks+and+myob+now!+This+is+a+life+changer.+It+literally+puts+a+smile+on+your+face+(even+when+doing+book+work).+I+have+been+using+this+for+2+years+now...+problems,+upgrade+issues,+glitches+=+none!+”
Get+off+Quickbooks+and+myob+now!+This+is+a+life+changer.+It+literally+puts+a+smile+on+your+face+(even+when+doing+book+work).+I+have+been+using+this+for+2+years+now...+problems,+upgrade+issues,+glitches+=+none!+
