What is Xero?
At Xero, we build cloud-based accounting software that helps small businesses, accountants, and bookkeepers run their finances with clarity and confidence. Since our founding in 2006, we've grown into a global platform used by millions of subscribers, and we're proud to serve a thriving community of US small businesses and accounting professionals. Our software handles the essentials you'd expect, including invoicing, bank reconciliation, expense and bill management, payroll integration, and real-time financial reporting, all accessible from your browser or our mobile apps. We connect directly to US banks and credit card providers through automatic feeds, support 1099 contractor tracking, and partner with sales tax tools like Avalara to help you stay compliant across states.
We offer tiered monthly subscription plans designed to scale with your business, and unlike some of our competitors, we don't charge per user, so you can invite your whole team and your accountant without worrying about added costs. Our open API and app marketplace give you access to more than a thousand integrations, including Stripe, Square, Gusto, Shopify, HubSpot, and many others, so you can build the tech stack that suits how you actually work. Whether you're a freelancer sending your first invoice, a growing startup managing cash flow, or an accounting firm supporting dozens of clients, we're here to make the numbers side of running a business simpler, faster, and a lot less stressful.
Xero Key Features
- Fast bank reconciliation
- Unlimited users, for free
- Smart reports
- Go mobile
- Easy invoicing
- Pay bills
Alternatives to Xero
FreshBooksSpotlightAt FreshBooks, we build cloud-based accounting software designed around the needs of self-employed professionals, freelancers… Learn more about FreshBooks.
Sage Business Cloud AccountingSpotlightSage is the market leader for integrated accounting, payroll, and payment systems, supporting the ambition of the world’s… Learn more about Sage Business Cloud Accounting.
KashFlowEasy to use cloud software for accounting, bookkeeping and payroll, taking the hassle out of small business accounts. Learn more about KashFlow.
Sage IntacctIntacct is the cloud financial management company. Bringing cloud computing to finance and accounting, Intacct's award-winning… Learn more about Sage Intacct.
Wave AccountingWave is a web-based integrated accounting solution exclusively designed for small businesses, freelancers, and consultants. Wave… Learn more about Wave Accounting.
Arithmo Accounting SolutionsThe value of your business lies in perspective. SimpleBooks focuses a lens on your income, outgoings, cash flow, VAT and more… Learn more about Arithmo Accounting Solutions.
Zoho BooksZoho Books is a cloud-based accounting software designed to help small and mid-sized businesses manage their finances with… Learn more about Zoho Books.
FreeAgentFreeAgent is a multi-award winning online accounting system specifically designed to meet the needs of small businesses… Learn more about FreeAgent.
TalibroTalibro.com is a double-entry, cloud accounting solution for Small Business, since 2012. FEATURES - Accounts receivable… Learn more about Talibro.
AqillaAqilla - simple, affordable and smart cloud-based accounting and business software. Our solution is designed to suit the needs… Learn more about Aqilla.
Xero Reviews (64)
- ★★★★★40
- ★★★★★22
- ★★★★★1
- ★★★★★0
- ★★★★★1
Review Summary
Generated using AI from real user reviews
Xero is widely praised as an easy-to-use cloud accounting solution that has significantly improved workflows for small business owners and accountants. Users consistently highlight the intuitive interface, time savings from automation and bank feeds, and the ability to collaborate in real-time without per-user fees. The mobile app, customizable reporting, and third-party integrations (Stripe, PayPal, Gusto, HubSpot) are frequently cited as standout features that streamline invoicing, expense tracking, and financial visibility. Customer support is repeatedly praised as responsive and helpful. A small number of reviews mention minor limitations, such as light inventory features for product-based businesses and the learning curve when transitioning from other software, though these constraints do not significantly detract from overall satisfaction.
★★★★★
Tuesday, June 5, 2012
abstracus“Xero is a great product backed by fantastic customer service…”
Xero is a great product backed by fantastic customer service . I have no difficulty recommending it to my clients. It is truly the future of accounting software!
★★★★★
Monday, June 4, 2012
Nationwide Bookkeeping & Accountants Services“Xero is one of the best accounting/bookkeeping tools available in…”
Xero is one of the best accounting/bookkeeping tools available in Australia.
It allows for increased efficiency, productivity and more importantly, enjoyment.
It's easy to use, easy to demonstrate and a lot of fun.
The staff are always friendly and pleasant to deal with. They enjoy what they do and that helps us be more confident and comfortable to sell and use the product.
★★★★★
Monday, June 4, 2012
BiG Projects Ltd (previously E2theMax - effective to the max)“As you can tell with 5 stars all round I…”
As you can tell with 5 stars all round I am a real fan of Xero. Since early 2008 it has completely changed the relationship I have with 'that side' of my business.
As a Mac and PC user who is often out of the office (developing and delivering a business renovation challenge that boosts established Kiwi businesses NZ-wide), and being very committed to providing a good experience for my clients (right through to correct and timely invoicing), Xero has made a big difference. I am now happy to spend time on 'that side' because the time required is so much shorter - the system is very visual, uncluttered and smart. Xero almost makes 'doing the books' fun and it certainly contributes to peace of mind.
★★★★★
Monday, June 4, 2012
Timely Ltd - www.gettimely.com“We have used Xero since 2007 - for two companies…”
We have used Xero since 2007 - for two companies and an investment trust. It is one of the best, if not the best, SaaS app that we have used in our businesses. If you're not using Xero for your accounting software, give it a try. It is addictively awesome.
