What is Xero?
At Xero, we build cloud-based accounting software that helps small businesses, accountants, and bookkeepers run their finances with clarity and confidence. Since our founding in 2006, we've grown into a global platform used by millions of subscribers, and we're proud to serve a thriving community of US small businesses and accounting professionals. Our software handles the essentials you'd expect, including invoicing, bank reconciliation, expense and bill management, payroll integration, and real-time financial reporting, all accessible from your browser or our mobile apps. We connect directly to US banks and credit card providers through automatic feeds, support 1099 contractor tracking, and partner with sales tax tools like Avalara to help you stay compliant across states.
We offer tiered monthly subscription plans designed to scale with your business, and unlike some of our competitors, we don't charge per user, so you can invite your whole team and your accountant without worrying about added costs. Our open API and app marketplace give you access to more than a thousand integrations, including Stripe, Square, Gusto, Shopify, HubSpot, and many others, so you can build the tech stack that suits how you actually work. Whether you're a freelancer sending your first invoice, a growing startup managing cash flow, or an accounting firm supporting dozens of clients, we're here to make the numbers side of running a business simpler, faster, and a lot less stressful.
Xero Key Features
- Fast bank reconciliation
- Unlimited users, for free
- Smart reports
- Go mobile
- Easy invoicing
- Pay bills
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Xero Reviews (64)
- ★★★★★40
- ★★★★★22
- ★★★★★1
- ★★★★★0
- ★★★★★1
Review Summary
Generated using AI from real user reviews
Xero is widely praised as an easy-to-use cloud accounting solution that has significantly improved workflows for small business owners and accountants. Users consistently highlight the intuitive interface, time savings from automation and bank feeds, and the ability to collaborate in real-time without per-user fees. The mobile app, customizable reporting, and third-party integrations (Stripe, PayPal, Gusto, HubSpot) are frequently cited as standout features that streamline invoicing, expense tracking, and financial visibility. Customer support is repeatedly praised as responsive and helpful. A small number of reviews mention minor limitations, such as light inventory features for product-based businesses and the learning curve when transitioning from other software, though these constraints do not significantly detract from overall satisfaction.
★★★★★
Friday, January 3, 2014
Multifoods“Xero is absolutely wonderful for organizing my finances for my…”
Xero is absolutely wonderful for organizing my finances for my job. It helped me with the P&L as well as the cash flow.
★★★★★
Monday, December 16, 2013
“Xero's accounting software helps run the business effectively. The small…”
Xero's accounting software helps run the business effectively. The small business owners find it user friendly and very effective for accounting transactions.
★★★★★
Friday, November 22, 2013
“Xero is the perfect accounting program for small business owners!…”
Xero is the perfect accounting program for small business owners! It allows you to actually see your cash flow as it's happening, and of course allows you to create invoices and import/code your bank transactions. Really loving this program!
★★★★★
Wednesday, November 13, 2013
“Xero is a phenomenal program for anyone looking to get…”
Xero is a phenomenal program for anyone looking to get their finances in order. The software is extremely easy to use and very effective.
★★★★★
Friday, September 27, 2013
@home Property Management Solutions“Sensational! this online accounting has made my life so much…”
Sensational! this online accounting has made my life so much easier already after only a month! The changeover from my other accounting software was simple enough for me to figure out on my owner, and the import process was accurate and easy. The importing of online statements makes the process so easy and removes the human error of manual data entry. Safe to say, I Love this product!
★★★★★
Wednesday, September 25, 2013
“Just got the Xero for dummies book. Love it, it…”
Just got the Xero for dummies book. Love it, it has reassured me what I am doing is correct and after reading only a couple of chapters I can navigate my way round the dashboard etc much quicker. Thank you for another great help tool.
★★★★★
Wednesday, September 18, 2013
Sue Hope Consulting“I'm a small business owner and XERO is great simple…”
I'm a small business owner and XERO is great simple easy to use set up and track all my accounts, if I need help its there and I can give access to my advisers. And its affordable that's a bonus!!
★★★★★
Tuesday, August 20, 2013
Computer repair“Streamlines the payment process. Tells me when a customer has…”
Streamlines the payment process. Tells me when a customer has seen a sent invoice form. Payment is efficient and makes the online payment process easy both for the business and the consumer. I didn't like not being able to add attachments to the invoices, but other than that it has served my basic needs well.
★★★★★
Monday, August 19, 2013
The Vault of Perfection“I was searching for a way to keep all of…”
I was searching for a way to keep all of my books and accounting details up to date and after careful research, I decided Xero was the way to go. I am glad I chose Xero because I was able to finally do my own taxes and accounting without having to hire a CPA. As a result, I was able to cut expenses and ended up with a large tax return. I am now a customer for life.
★★★★★
Friday, August 9, 2013
The Fixer PC Services“Easy to use and covers all my bases. Xero lets…”
Easy to use and covers all my bases. Xero lets me track everything I need to keep track of in my business without being needlessly complex. Definitely give this one a free try!
