SpendNet
★★★★★ 4.7 · 60 Reviews
What is SpendNet?
Spend.net provides virtual Visa and Mastercard cards for online payments and advertising. Get up to 2% cashback on every transaction and enjoy total fee transparency. Top up your balance with crypto (USDT (TRC20) or BTC) and start paying instantly on platforms like Facebook Ads, Google Ads, TikTok Ads, and more. Create your first free card in minutes. Start earning cashback with Spend.net today **Key benefits of Spend.net:** Cashback: 2% on advertising cards, 1% on general spending cards; Free virtual card issuance via Visa/Mastercard with 3D Secure protection; Zero fees on everything: payments, top-ups, refunds, declines, currency exchange and withdrawals; Flexible top-up fees — you choose the percentage yourself (typically around 2%); Ideal for media buying: Facebook Ads, Google Ads, TikTok Ads, and more; 20 BINs optimised for ad platforms, including 6 exclusive BINs for lower decline rates; Crypto-friendly platform: fund your account with USDT (TRC20) or Bitcoin (BTC); Built-in dashboard for team management, task delegation, and real-time analytics; Export reports in CSV/XLS format; cashback updates in real time; Fast onboarding via Google or email; 24/7 live chat support directly from your dashboard.
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SpendNet Reviews (60)
- ★★★★★45
- ★★★★★12
- ★★★★★2
- ★★★★★0
- ★★★★★1
Review Summary
Generated using AI from real user reviews
SpendNet's virtual payment cards are overwhelmingly praised by users, particularly for advertising and digital subscriptions, though one account access issue stands out as a serious problem. The service earns consistent 5-star ratings (40 of 50 reviews) primarily because cards are free to issue, come with cashback by default, and charge zero fees beyond small top-up commissions. Users across advertising, SaaS, travel, and online shopping consistently report smooth payments with major platforms like Facebook, TikTok, Google Ads, and international merchants, often noting that the cards work where others fail.
The weak cashback rates (typically under 2%) and occasional comparisons to standard bank cards suggest limitations in earning potential, and one reviewer reported a serious account access problem lasting a week. Still, the free issuance model combined with any cashback appears genuinely differentiated in the market for this use case. Users praise fast registration, straightforward interfaces, transparent fee structures, and quick crypto top-ups via USDT. Support responsiveness gets positive mentions, and the ability to issue multiple cards without friction appeals especially to media buyers testing campaigns. For advertising professionals and frequent dollar-payers, the consensus is strongly positive; the single access issue is a notable outlier in otherwise reliable service feedback.
★★★★★
Wednesday, November 19, 2025
“After testing I can only share my opinion: it’s really…”
After testing I can only share my opinion: it’s really the best payment solution for anyone who works in advertising. First, all cards are free. Second, all cards come with cashback! Third, there are no fees except the top-up fee. That’s all!
★★★★★
Friday, November 14, 2025
“So far these are the best cards for advertising I’ve…”
So far these are the best cards for advertising I’ve come across. They work on all the sites I’ve tried and I haven’t noticed any issues. The BINs are good and there’s cashback. All the basic tools for the job are there
★★★★★
Tuesday, November 11, 2025
“These cards for advertising are excellent! There are no bans,…”
These cards for advertising are excellent! There are no bans, payments go through without freezing and cards can be issued instantly. I top them up once a month to keep things running without surprises. Although in general top-ups are also quick and I was pleasantly surprised
★★★★★
Friday, October 31, 2025
“good virtual cards for paying for advertising. i’ve only tried…”
good virtual cards for paying for advertising. i’ve only tried them onfb and google ads and everything went smoothly. the functionality is simple, pleasant to use,and without unnecessary extras. the cards definitely deserve attention. for me the main thing is that the work doesn’t eat into the budget and these cards don’t.
★★★★★
Friday, October 31, 2025
“I have a lot of experience with virtual cards, I…”
I have a lot of experience with virtual cards, I have been working in advertising all my life... In general, Spend's cards are the best in my experience so far. At least they work without issues and the release is free which is rare. Usually you have to pay for working virtual cards as if for a private jet
★★★★★
Friday, October 24, 2025
“The cards work great with Tiktok ads! BINs are ok,…”
The cards work great with Tiktok ads! BINs are ok, support is ok! There are no limits or any bad things. Cashback is, of course, the main advantage. I’m glad that it’s just on all cards by default, you don’t need to connect anything else
★★★★★
Thursday, October 16, 2025
“It’s a great card there have been no problems with…”
It’s a great card there have been no problems with it! Registration, payments, support – litereally everything is at the highest level! It’s easy and enjoyable to use! So far I’ve only been using it for about a week but often enough to understand what I’m talking about
★★★★★
Monday, October 13, 2025
“I recommend it to anyone who pays in dollars for…”
I recommend it to anyone who pays in dollars for apps and games and stuff like that! I always have a bunch of different payments so I used diferent virtual cards... It’s really safe and more profitable than paying with a regular card. And the Spend card is the best in my opinion
★★★★★
Thursday, October 9, 2025
“I have been using the Spend.net payment card for almost…”
I have been using the Spend.net payment card for almost a month now. Of course, I don’t pay every day but I’ve already made about five successful payments on foreign websites. There have never been any problems, nothing has frozen. I recommend the service from the bottom of my heart
★★★★★
Thursday, October 2, 2025
“This is probably the best virtual card I’ve ever had.…”
This is probably the best virtual card I’ve ever had. I have a lot of software to work with, all of it is paid and everything needs to be paid in dollars. I used different cards but none of them had cashback. This card by Spend is super in this regard, given the cashback, I get to use it for free. I like it!
