SpendNet
★★★★★ 4.7 · 60 Reviews
What is SpendNet?
Spend.net provides virtual Visa and Mastercard cards for online payments and advertising. Get up to 2% cashback on every transaction and enjoy total fee transparency. Top up your balance with crypto (USDT (TRC20) or BTC) and start paying instantly on platforms like Facebook Ads, Google Ads, TikTok Ads, and more. Create your first free card in minutes. Start earning cashback with Spend.net today **Key benefits of Spend.net:** Cashback: 2% on advertising cards, 1% on general spending cards; Free virtual card issuance via Visa/Mastercard with 3D Secure protection; Zero fees on everything: payments, top-ups, refunds, declines, currency exchange and withdrawals; Flexible top-up fees — you choose the percentage yourself (typically around 2%); Ideal for media buying: Facebook Ads, Google Ads, TikTok Ads, and more; 20 BINs optimised for ad platforms, including 6 exclusive BINs for lower decline rates; Crypto-friendly platform: fund your account with USDT (TRC20) or Bitcoin (BTC); Built-in dashboard for team management, task delegation, and real-time analytics; Export reports in CSV/XLS format; cashback updates in real time; Fast onboarding via Google or email; 24/7 live chat support directly from your dashboard.
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SpendNet Reviews (60)
- ★★★★★45
- ★★★★★12
- ★★★★★2
- ★★★★★0
- ★★★★★1
Review Summary
Generated using AI from real user reviews
SpendNet's virtual payment cards are overwhelmingly praised by users, particularly for advertising and digital subscriptions, though one account access issue stands out as a serious problem. The service earns consistent 5-star ratings (40 of 50 reviews) primarily because cards are free to issue, come with cashback by default, and charge zero fees beyond small top-up commissions. Users across advertising, SaaS, travel, and online shopping consistently report smooth payments with major platforms like Facebook, TikTok, Google Ads, and international merchants, often noting that the cards work where others fail.
The weak cashback rates (typically under 2%) and occasional comparisons to standard bank cards suggest limitations in earning potential, and one reviewer reported a serious account access problem lasting a week. Still, the free issuance model combined with any cashback appears genuinely differentiated in the market for this use case. Users praise fast registration, straightforward interfaces, transparent fee structures, and quick crypto top-ups via USDT. Support responsiveness gets positive mentions, and the ability to issue multiple cards without friction appeals especially to media buyers testing campaigns. For advertising professionals and frequent dollar-payers, the consensus is strongly positive; the single access issue is a notable outlier in otherwise reliable service feedback.
★★★★★
Thursday, July 31, 2025
“Very good card. It’s nice to pay online everywhere. I…”
Very good card. It’s nice to pay online everywhere. I like that the registration is so quick and easy, and that the support managers answer in seconds anytime. Thank you for your service, especially for free cards and zero fees. It’s very good for your customers.
★★★★★
Tuesday, July 29, 2025
“Hi everybody! I just finished my registration on the Spend…”
Hi everybody! I just finished my registration on the Spend platform. Everything went well, no difficulties arose. I also topped up the card the money arrived. Everything is ok. I’ll pay for some books on Amazon. Hope I get cashback.
★★★★★
Monday, July 28, 2025
“Spend is the perfect payment solution! I’m satisfied! For all…”
Spend is the perfect payment solution! I’m satisfied! For all kinds of USD online payments, this card is ideal. I have no problems with it. I think it’s the perfect decision to pay with this card for all digital subscriptions. It’s easy and goes without extra fees and cashback, of course...
★★★★★
Thursday, July 24, 2025
“Very good virtual cards. All features are there, tasks are…”
Very good virtual cards. All features are there, tasks are distributed well. Cards work with Facebook, TikTok,and even Google very well. Antifraud loves them lol. There’s a big selection of cards,if I’m not mistaken, there are even more than 20 of them. I just figured out all the geo, I think most of the BINs are from the US, and it’s nice for me
★★★★★
Friday, July 18, 2025
“It’s my favorite cards for media buying. First, they are…”
It’s my favorite cards for media buying. First, they are easy to open and all cards are free! Unbelievable! Second, all ad cards go with cashback options and it’s automatic and free too! Finally, it’s easy to understand, the dashboard is very convenient and everything is clear
★★★★★
Friday, July 18, 2025
“Easy to activate and easy to pay with. Spend is…”
Easy to activate and easy to pay with. Spend is a high-tech service, so their cards work with crypto. This feature is very useful nowadays. I’ll keep using this card it has a nice fee system& it’s free to open. 10 out of 10!
★★★★★
Monday, July 14, 2025
“The price-to-quality ratio is spot on! It is easy to…”
The price-to-quality ratio is spot on! It is easy to keep track of all payments in one place! and you can top up the card only with the amount you really need! and your money is safe! I haven’t had any issues with Spend so far ,everything is ok!
★★★★★
Monday, July 14, 2025
“I like the Spend cards because they are easy to…”
I like the Spend cards because they are easy to manage and have no restrictions for junior media buyers. I can test all the cards I need without anything, I signed up and go! Nothing more! I really like it
★★★★★
Tuesday, July 8, 2025
“Top of the top! Cashback is extremely high , it…”
Top of the top! Cashback is extremely high , it is 2%! I have never seen features like this before. The cards work perfectly. What’s more They have BINs that are optimized for popular ad platforms. I figured out that some of the BINs are unique it meanz only Spend’s cards have them so they’re perfect for payments, even in Meta
★★★★★
Tuesday, July 8, 2025
“The Spend virtual cards are the best for ads. I…”
The Spend virtual cards are the best for ads. I pay in dollars for TikTok ads and I have no trouble with these cards. They’re easy to open and easy to manage, even if you use 20 cards or more. Cashback is a perfect feature, I really like it. I think these cards will work for any ads, cos they have trusted BINs
