TIMIA Capital

TIMIA Capital is a specialty finance company based in Toronto, established in 2015. The firm provides flexible growth capital primarily to recurring revenue technology companies, particularly B2B software and SaaS startups with annual recurring revenue (ARR) between 2 million and 50 million. Their main offering is revenue-based debt financing, which allows entrepreneurs to accelerate growth while retaining ownership and control of their businesses. The financing products offered by TIMIA include revenue financing and Springboard loans, both tailored to the specific financial metrics and risk profiles of client companies. This non-dilutive capital model complements traditional equity rounds, enabling companies to access significant funding for rapid scaling. The management team consists of experienced professionals from the tech finance sector, ensuring a governance framework that balances the interests of founders, shareholders, and investors. As of 2019, TIMIA Capital managed over 22 million in assets, completed 22 investments, achieved 6 successful early exits, and maintained a portfolio internal rate of return of approximately 22, with no reported bad debts. The company actively supports its portfolio companies in developing growth strategies post-investment.