Predictive Black

Predictive Black Ltd is a London-based financial technology company founded in 2019. It specializes in AI-driven financial forecasting and cash management solutions tailored for small and mid-size enterprises (SMEs). The company became part of FatBrain AI in November 2022, enhancing its capabilities as a SaaS provider that utilizes open banking and machine learning to offer real-time financial insights.

The core services include predictive financial analytics, which generates forecasts by integrating client financial data with industry-specific information. Their live cash management solution provides real-time visibility into cash positions, moving away from traditional spreadsheet methods. Additionally, Predictive Black offers business wellness metrics that deliver actionable insights into financial stability and operational efficiency.

Predictive Black focuses on making advanced financial analytics accessible to SMEs, particularly those that require sophisticated cash flow forecasting without the need for enterprise-scale infrastructure. The company is a regulated open banking provider in the UK, committed to democratizing financial analytics for smaller businesses.